Choosing the right addiction treatment program can be challenging, especially when factoring in insurance coverage. If you have UMR Insurance, you may have access to various treatment options at Ocean Hills Recovery. Our addiction treatment programs are structured to provide individualized care in a professional and supportive setting, ensuring effective treatment that fits your lifestyle.
UMR Insurance at Ocean Hills Recovery
What is UMR Insurance?
UMR is a third-party administrator (TPA) that helps manage employee health benefits for various companies. Instead of providing insurance directly, UMR works with employers to administer health insurance plans, which may include coverage for addiction treatment and mental health services.
UMR coverage varies depending on the employer’s specific benefits package. This means that two people with UMR Insurance might have different levels of coverage for addiction treatment. Some policies may fully cover outpatient programs, while others may require co-pays or deductibles. If you have UMR Insurance and are considering treatment at Ocean Hills Recovery, our team can help you verify your coverage and understand the financial aspects of care.
What is covered by UMR insurance at Ocean Hills Recovery?
Ocean Hills Recovery offers comprehensive addiction treatment services, many of which may be covered under UMR Insurance. While exact benefits depend on the specifics of your plan, UMR Insurance typically covers:
Outpatient Treatment Services
- Outpatient programs allow individuals to receive treatment while maintaining daily responsibilities like work, school, and family obligations. At Ocean Hills Recovery, we offer several levels of outpatient care, including Partial Hospitalization Programs (PHP) and Intensive Outpatient Programs (IOP). These programs include therapy, group counseling, and relapse prevention planning.
Medical Detox Services
For those struggling with physical dependence on drugs or alcohol, medical detox may be necessary. Detox helps manage withdrawal symptoms under medical supervision to ensure safety and comfort. Some UMR plans provide detox services coverage, especially when a healthcare provider deems medically necessary.
Behavioral Therapy and Counseling
Effective addiction treatment requires more than just detoxing from substances. Therapy is an essential component of long-term recovery. UMR Insurance may cover evidence-based therapies such as Cognitive Behavioral Therapy (CBT) and Dialectical Behavior Therapy (DBT), both of which are used at Ocean Hills Recovery to help clients develop coping skills and address the root causes of addiction.
Dual Diagnosis Treatment
Many individuals struggling with addiction also have underlying mental health conditions, such as depression, anxiety, or PTSD. Treating both conditions simultaneously is crucial for lasting recovery. UMR Insurance may cover dual diagnosis treatment, which integrates mental health care with addiction treatment to address co-occurring disorders.
Medication-Assisted Treatment (MAT)
Medication-assisted treatment (MAT) uses FDA-approved medications in combination with therapy to support recovery from opioid or alcohol addiction. MAT can help manage cravings and reduce the risk of relapse. Coverage for MAT under UMR Insurance varies, but our team can help determine whether your plan includes this service.
Ocean Hills Recovery Treatment Programs
Ocean Hills Recovery specializes in outpatient addiction treatment, offering programs tailored to individual needs. Our programs provide structured support while allowing clients to maintain a sense of normalcy in their lives.
Partial Hospitalization Program (PHP)
The Partial Hospitalization Program (PHP) is an intensive level of outpatient care that provides structured treatment during the day while allowing clients to return home in the evening. It is ideal for individuals who require a high level of support but do not need 24/7 residential care. Sessions typically include individual therapy, group counseling, and educational workshops.
Intensive Outpatient Program (IOP)
For those who need structured treatment but require more flexibility, the Intensive Outpatient Program (IOP) offers therapy and support while accommodating work or school schedules. IOP sessions focus on relapse prevention, behavioral therapy, and peer support.
Inpatient Treatment Program (Residential Rehab)
Ocean Hills Recovery also offers inpatient treatment for individuals who require a more structured and immersive approach to recovery. Inpatient or residential rehab provides 24/7 support in a safe and controlled environment. Clients stay at our facility for treatment, receiving round-the-clock care from experienced professionals.
Residential treatment includes a combination of individual therapy, group counseling, medical supervision, and holistic therapies. This level of care is ideal for those with severe addiction, co-occurring mental health conditions, or individuals who need a stable environment away from triggers and stressors.
How to Verify Your UMR Insurance Coverage
Understanding your insurance benefits can be complicated, but our team at Ocean Hills Recovery is here to help. If you are wondering whether your UMR Insurance covers treatment, we can walk you through the verification process step by step.
To verify your coverage:
Contact Ocean Hills Recovery: Our admissions team will ask for some basic information about your insurance policy.
We Confirm Coverage with UMR: We will speak directly with UMR Insurance to determine the extent of your addiction treatment benefits.
Review Available Treatment Options: Once we have the details, we will explain what services are covered and any out-of-pocket costs.
Begin the Admissions Process: If you choose to proceed, we will assist you in starting treatment immediately.
This process is free and confidential, and we aim to make it as simple as possible for you to get the help you need.
Contact Ocean Hills Recovery Today
Seeking treatment for addiction is a major decision, and financial concerns should not stand in the way of getting help. UMR Insurance can help cover addiction treatment costs at Ocean Hills Recovery, allowing you or your loved one to receive high-quality care in a supportive environment. If you have UMR Insurance and are considering addiction treatment, our team is ready to assist you. Contact Ocean Hills Recovery today to verify your benefits, learn about our programs, and take the first step toward lasting recovery.
FAQ’s
UMR is a third-party administrator managing various employers’ health benefits, including addiction treatment coverage.
Coverage varies but may include outpatient treatment, detox services, behavioral therapy, dual diagnosis treatment, and medication-assisted treatment.
Contact Ocean Hills Recovery for a free, confidential insurance verification. We will confirm your benefits and explain treatment options.
We provide PHP, IOP, and standard outpatient programs, all tailored to meet individual recovery needs.
Yes, under the Mental Health Parity Act, Anthem must provide comparable coverage for addiction treatment as they do for other medical conditions.
